The Variety of Way You Can Invest in Real Estate

Investing in real estate is still considered as one of the best ways to build wealth – but only if applied with the right kind of wisdom. Traditionally, investing in real estate is limited only to the idea of buying your home with the hope that it grows in value overtime so you could cash on some capital gains. Good thing that in the past years or so, there had been other means to invest in real estate even to the average individual and with a lot less complication. Here are just a few suggestions:

If you are into investing, chances are you've bought in one or two securities to own. If so, then make sure you add a real estate security in the mix. You can buy different companies specializing in certain types of real estate to diversify this part of your investment.

Real Estate Investment Trust or REIT is a kind of security that sells like stocks in major stock market. These securities invest in real estate directly often in diverse categories like hotels, shopping mall, resorts, hospitals, office rentals, apartments and warehouses. Since this type of real estate investment generates cash flow through rentals or mortgages, the stock owner of a REIT earns a regular dividend from his investment.

If you’re cash limited, you cannot buy a lot of real estate securities all at once. You may have to wait until you have enough to buy securities again. With a mutual fund, you can invest even a small amount of money. Your money is combined with other investor’s money to create a pool of fund, thus the name “mutual fund”. This pool of fund, managed by a fund manager, now creates a buying power for the mutual fund enabling it to buy as many shares of stocks of different real estate companies in various categories.

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Tips for Buying a House in a Buyer’s Market

Now is the best time in order to purchase a house from India real estate. In another scenario where prices are expected to fall down the road, then it may not be the proper time to make a purchase. 

In most places, it is the market of buyers in the real estate where there are more sellers than possible buyers. As a result, low prices make buyers happy. The downside to it is that it can make matters complicated for buyers. In some markets, buyers have too many choices, which confuse buyers.

Buyers are concerned that they are about to purchase too early and that the figures will go down. When they have completed the transaction, the equity will be negative. On the other hand, there are people in every market who are very serious towards purchasing one of Indian homes for sale and do not get effected by market forces.

Our advice is that if you like one of Indian homes for sale, go for it ASAP. If you are in need of one, just go get it. In other words, it is up to you to decide whether you are really in need of a house. If you do need one, go make negotiations and get the best deal. 

In short, the prices of a house you have just purchased from Indian real estate can go down in near future. So, keep the above concise tips in mind whenever you or someone you know goes and buy one of Indian homes for sale. It is a stroke of genius if you get one of Indian real estate agent to guide you throughout the procedure of purchasing a house.

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Affordable Housing in India

In a developing nation like India, the rate of urbanization increases every year, adding to the already existing housing deficit. Today nearly 28% of Indian population lives in urban areas, which is expected to get doubled in the coming decade.

Cosmic India

With the ever increasing land value and construction cost the definition of affordable housing in India has changed. There is a wide gap between what is available in the market and what in reality people can afford, widening the demand and supply gap even further.

The government on its own can’t find and fulfill the humungous housing demand and it needs the involvement of the private sector to build the existing gap. Government should give subsidize and incentivize the private sector companies for them to start looking at it as a business opportunity.

The question here is – should there be separate clusters for economically weaker section of the society or should they be mixed with other groups? There are studies which show that such areas are usually ignored and have a lower rate of development leading to poor living conditions.

Rental housing is also a proven solution for mass housing. Rather than the whole burden of funds going to the government, affordable rental housing is a well-practiced phenomenon worldwide. From the rental income the area can be maintained along with funding for future housings. Private rental sector can also be developed with partial government funding or subsidies.

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A gift for buyers: Real-estate pros stuff your stocking with advice

Sound advice is always a smart gift. In this holiday edition of Buying Advice, we've asked real estate agents, investors and other housing pros around the country to give us their best tips for making a smart home purchase, and we've included a couple of our own favorites.

We'll also review the latest housing statistics and what they mean for the fledgling real-estate recovery and look at 10 surprising factors that could cause your mortgage application to be rejected.

Cosmic India Limited

The top buying tips

Create – and keep — a good credit score.

All lenders use a credit score to help them understand what kind of risk you would be as a borrower. Pull a copy of your credit history score. The better the score, the better the interest rate you will be offered.

Find a good agent

Don't just use a friend or family member, or someone you run into regularly at your kid's school. Do some research, says cosmic, a real estate company in Delhi NCR.

The best advice is to look for a highly respected buyers agent," she says. Ask your family and friends for recommendations and then meet with several agents. "Find someone that you feel comfortable with, feel you can trust and that has experience in the areas you are searching for your home

Just be sure the agent sells real estate full time, so he can respond quickly. Ask the agent for the names of buyers he has helped in the past six months, Cosmic Structure Limited says. If the agent can't come up with several, you should keep looking.

Set a budget and get preapproved by a lender

It is important to know what you can afford and what a comfortable monthly payment. Some homebuyers learn the hard way that they can qualify for more than they can comfortably afford to pay, says real estate advisor and we do mean preapproved, which means submitting pay stubs and tax returns, not prequalified, which is more of a cursory estimate.

Check out the neighborhood just as carefully as you check out the house

Once you find a house that you really like, drive by that house at several times during the day and during different days of the week to really gauge the type of neighborhood you are buying.

Be ready to pull the trigger when you see the perfect home

The supply of for-sale housing is limited in many parts of the country, and that means good houses go quickly. Buyers need to be ready to sign when they see a keeper, which means having their financing in order.

Sometimes we're so busy worrying about getting a 'good deal' or negotiating small deal points that we miss the opportunity to buy the house.

Know the landscape

Once a home that looks interesting comes up on the multiple listing service, you and your agent need to do some research. How many homes are on the market in the blocks around it? How long have they been on the market? What condition are they in? What's in escrow? What have houses nearby sold for in the past 90 days?

Don't get emotional

Don't stretch your budget just because you love a home. Think like an investor and tell yourself, "There will be others out there for me”.

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The Real Estate Destination - Gurgaon

The real estate destination of India is a great attraction in the real estate industry. In the Indian capital region of Delhi, Gurgaon real estate market is really vibrant with the active presence of a host of major players in the field. This is because of the increasing the significance of Gurgaon as a corporation as well as a commercial hub. Most of these corporations prefer to open their offices in Delhi Gurgaon.

Owing to the convergence of the national and multinational industry in Gurgaon, real estate property rate has been increasing for the past several years. Investors on their part have realized well in time the lucrative option of investing in Gurgaon real estate properties. Along with both the commercial as well as residential development, the population of the city has increased day by day. This in turn has resulted in the coming of a lot of company, schools, colleges, management and technology institutes in the locality. This phenomenon also contributed to the increase in real estate value in the city.

With the completed and upcoming projects of these realtors, Gurgaon has acquired a sophisticated look. These companies are using world best technology in construction and that aspect has added to the value addition of flats, offices and apartments in the region. Therefore, investors are more confident in investing in these projects.

The highest rate of increase in the retail sector has resulted in much value addition to the both residential and commercial properties in the region. Approx twenty five shopping malls are functioning in the city and an equal number or more of malls are under construction or are in the pipeline. The other reason for the growing realestate sector in Gurgaon is the BPO and IT companies. The major BPO companies functioning in the city include Accenture Services, HCL Technologies Limited, Wipro Limited, Convergys, Mphysis, Transworks, WNS IGate Global, etc. Increased access and connectivity is one of the reasons for Gurgaon becomes a real estate destination.

Gurgaon – the real estate marketof India is a great attraction in the real estate industry. In the NCR of Delhi, Gurgaon property market is really vibrant with the active presence of a host of major players in the field. This is because of the growing significance of Gurgaon.

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