Role of Real Estate while Planning for Retirement

Today’s fast paced; insecure, inflationary and highly destabilizing environment has made retirement planning the core of every individual’s financial goals. Having a home of one’s own was the core desire which fueled the boom in the Indian real estate sector in the late nineties. Planning for retirement has transformed from being restricted to safe government policies to market linked plans. Cosmic India Today with the slow death of the...

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Sound Agreement Between Buyer & Builder

After all the running around you have finally made up your mind and chosen your dream home. Do you think it is the end of your worries and it’s just a matter of time and you’ll soon sign the ‘sales agreement’ to become a proud home owner? In reality post selection procedure is more crucial than the selection procedure. Are you wondering why and how? This is the stage where one actually has to pay and get away with his life savings. Cosmic...

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Affordable Housing in India

In a developing nation like India, the rate of urbanization increases every year, adding to the already existing housing deficit. Today nearly 28% of Indian population lives in urban areas, which is expected to get doubled in the coming decade. Cosmic India With the ever increasing land value and construction cost the definition of affordable housing in India has changed. There is a wide gap between what is available in the market and what...

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Understanding Home Insurance

A home insurance in no longer an optional luxury, but it is a necessity for every prudent homeowner. It serves as a potential safety net for your finances in the case of an environmental disaster or an accident on your property. A home insurance policy also known as homeowners insurance works similarly to a life insurance policy. A life insurance policy offers the dependents or nominees a particular sum of money in the event of death of the insurer...

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All about Apartment Associations

Increasing urban migration and scarcity of land in the cities has led to a rise in Apartment culture – where rows of independent houses are now replaced by high-rise structures that offer all amenities essential for urban living. Cosmic India When an apartment is completed and starts getting occupied, there can be many initial issues with the developer. Common problems would include handover issues, maintenance problems or any pending documentation...

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The best way in selling property

Selling both commercial as well as residential property may be due to some very important reasons. Some people though sell properties as forced by some critical conditions and reasons. It may be due to financial problems such as cost cutting, going away for good, planning to buy a new house, and the likes. When a person decides to sell his property, the first thing to look for is the buyer. Literally, how can one sell property when there is no...

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Essential tips on buying property

Buying a real estate property in India is the biggest financial commitment of our lives. With inventory diminishing daily and multiple offers being extremely common, it is of great importance that you position yourself to have the “Best Chance” to get your offer accepted. You enhance your chance of buying the real estate property in India of your choice by doing the following. Cosmic India Get pre-approved for the purchase. This takes very...

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Real estate tips for property buying

Buying real estate property can be risky sometimes if you are not clear on what you are doing and if you have any unreal expectations. If you are under a time constraint for buying a home, then the best option you have is to go to a real estate auction. It is as simple as looking at a home, bid for it and close the deal within a month, if you win the bid. There are many online websites where you can find the events going in your locality. But...

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